Risk Management

713.392.1618

We provide completely impartial and objective consultative insurance and risk management advice to businesses of all types and sizes, as well as to individuals, without conflict of interest. We do not sell insurance. Whereas some risk management groups are paid commission to sell products for a particular insurance company, we are compensated solely by our clients, so our loyalty lies only with our clients.

A disconcerting part of some company cultures is the false belief that their insurance and risk management programs are adequate and need no improvement. These companies are unwilling to re-evaluate and improve this area of operations, and subsequently they miss opportunities to significantly reduce costs. Even companies that constantly seek improvements in all areas of their business fail to recognize weaknesses in their insurance and risk management operations. Even the best company employees receive performance appraisals annually. The same process should take place for your current insurance agent and insurance company. Consider the insurance and risk management culture that exists at your company. Is a change warranted?

Regardless of the size of your asset base, insurance can be both costly and difficult to understand. We can help you navigate the complex landscape of insurance processes and industry jargon, and allow you to make educated decisions. Our risk management services can save you both time and money, in a way no single insurance agent can. In addition, we focus on improving your bottom line.

Unfortunately, mistakes, oversights and occasionally fraud can be a part of business operations. With the right checks and balances in place, you can verify you have the right coverage at the best possible price. We offer a set of unique services that provide additional protection of your assets, which ultimately provides you, your board of directors and your stockholders with more peace of mind.

Our Mission

To provide our clients with expert, unbiased consultation in the areas of risk management and insurance. Our focus is to protect our clients from financial harm by identifying, analyzing, and controlling risk at the lowest possible cost.

Our Goal

Our goal is to help you make the best possible decisions on your insurance and risk management programs. We do this by having expert knowledge of insurance policy language and of the current marketplace, and by providing 100% impartial and objective advice. Since we do not represent any insurance companies, we do not have premium volume commitments and loss ratio concerns to worry about. Instead, we focus solely on doing what is best for you, our client.

Types of businesses and individuals that we serve include:

• Business entrepreneurs looking for innovative alternatives to purchasing insurance. (Group Captives)
• Business start-ups
• Businesses who have had claims problems, including unwarranted denial of covered claims
• Organizations who find themselves confused and frustrated with insurance company jargon and rules
• Rapidly growing businesses
• Businesses that have a need for due diligence prior to purchasing a new company
• Businesses who have already merged with, or have acquired another company
• Businesses who see value in outsourcing their insurance and risk management functions to a knowledgeable 3rd party, allowing them to focus on their core business competencies
• Successful, affluent individuals who wish to protect their personal assets through comprehensive insurance programs and risk management processes
• Large companies who wish to have an independent audit of their insurance and risk management programs in the spirit of Sarbanes-Oxley, BASIL II and similar federal legislation

Put our experience to the test. Call 713–392-1618 today to set up a no-cost, no-obligation initial consultation.